Want to learn more about VA Loans?

A VA mortgage loan (also known as a Veterans Administration home loan) is one of the most useful military benefits. If you qualify, you can buy or build a home, or refinance an existing home mortgage, with as little as $0 down, great rates,

If you are looking for a Richmond VA (Veterans Administration) loan, we can help! We can help you get a VA loan in the Richmond area. Call us today! 804-482-7351
If you are looking for a Richmond VA (Veterans Administration) loan, we can help! We can help you get a VA loan in the Richmond area. Call us today! 804-482-7351

and financing up to $484,350 (2019 limit) – more if you live in certain high-cost areas like New York City.  Another benefit over traditional mortgages is that there is no PMI (Private Mortgage Insurance, the monthly insurance fee charged to protect the bank until you reach at least 20 percent equity).

For most service-members and veterans who qualify, a VA loan is one of their most valuable benefits and a no-brainer over other, traditional mortgage types.

The VA loan is a $0 down mortgage option available to Veterans, Service Members and select military spouses. VA loans are issued by private lenders, such as a mortgage company or bank, and guaranteed by the U.S. Department of Veterans Affairs (VA).

Who is eligible for a Richmond VA loan?

You are likely to be eligible for a Richmond VA mortgage if:

  • You are active-duty military.

  • You were separated from military service in a situation “other than dishonorable discharge.”

  • You meet specific length-of-service requirements.

  • You are a reservist or a member of the National Guard.

  • You are a qualified surviving spouse of a deceased veteran.

In addition, there are these VA loan requirements:

  • The home must be your primary residence.

  • You must have a valid certificate of eligibility from the VA.

  • You must satisfy credit score requirements set by your lender.

 

Apply Here Today for a VA Loan!