Being the victim of a Richmond house fire is one of the most traumatic things a person can go through during their lifetime.
It can be incredibly stressful and immediately afterwards you may be in shock … but it is important that you begin to act fast to take the steps necessary to recover from the fire.
In other words, after your Richmond house fire you don’t really have time to mourn your loss. You need to begin the process of recovery right away. Here are some tips for beginning the process of recovery after your Richmond house fire.
What Exactly Does That Mean?
The first step after a fire in Richmond, after everyone is safe and the fire department has been called, is to contact your insurance agent.
This is vitally important. You must involve the insurance company right from the beginning in order to ensure the process goes as smoothly as possible.
You are required to give prompt notice to the company and to allow it and its representatives to inspect your house that has been damaged by fire. Insurance companies expect to be among the first people you contact. They want to be there to discuss your initial options and then to pay for the repairs or restoration and ensure that each step is accomplished properly.
However, it’s important to realize that all insurance companies are “for-profit” companies. That means they are concerned, first and foremost, about their own bottom lines – your needs come second to that.
In other words, you can’t make the mistake that many house fire victims do and think the insurance company is always looking out for your best interests and you can just follow all of their recommendations blindly.
What Are Some of the Things You Can Do to Help Ensure a Fair Settlement after Your Richmond House Fire?
For one thing, keep a detailed log from the very beginning.
That means after your Richmond house fire write down the date of the fire, what time the fire occurred and where the fire occurred, including how it originated if that is known at the time.
Also, write down the vehicle identification numbers for any vehicles destroyed in the fire. You should also write down the fire department that responded and their contact information.
In addition, write down the name and contact information for the fire investigator who handled your house fire.
Next, obtain a copy of the fire report by asking the fire investigator for a copy.
Another Option …
If you are concerned about dealing with your insurance company and managing the entire house fire repair process in Richmond, another option is to sell your house to RedBrick Properties.
We are a locally owned Richmond company that well known for providing house fire victims with a fast, fair price for their damaged homes. You can learn more about our process here.
If you accept our cash offer you could potentially buy an even nicer home – and you won’t have to go through the stress that comes with making extensive house repairs.
To learn more about RedBrick Properties and to receive an offer for your home, just fill out the short form below.